Blacklisting clients and someone who has not paid you in South Africa may seem extreme. But it may save you and countless others from unnecessary debt. The best way to get someone blacklisted is to get a judgement against him/her. This way, the judgement will show up on their credit report and should the banks take notice of this. And conduct further investigation, they will most likely blacklist the person.
However, it is always best to consult a lawyer before you go about doing this. This is because it may end up costing you more to go to court and get the judgement. Than it would to write off the bad debt.
However some companies exist that let you black list clients that won’t pay you. You may not even need to get a judgement against the person in order to blacklist them. All you have to do is be a client of a credit bureau and pay their fees.
In addition to this, there are websites on which you can blacklist clients for a fee. One such site is www.blacklist.co.za. And this site offers blacklist debtors with the various credit bureaus such as ITC and Experian.
Blacklisting Clients and Someone in South Africa
Moreover, you can even place judgements on this website but with a much higher fee involved.
Should you however fall on the wrong side of the blacklisting fence and you want to establish why you have been blacklisted. You can find out this too on www.blacklist.co.za for a fee.
Read More: How to Clear Your Name when Blacklisted
However, the likelihood that you can blacklist someone so easily has changed. Due to the fact that too many people were getting blacklisted for sums of money that did not warrant being blacklisted.
A law which was passed called the National Credit Bill. Which affected the consumer credit laws in South Africa. Therefore a judgment may be the best way of warning defaulting customers who won’t pay you.
In conclusion, you can black list someone in South Africa for non payments. However you will need to prove that they owe you money and cannot pay you. Our tip would be to seek the advice of a lawyer that deals in bankruptcy and debt first.