Blacklisted cell phone contracts are quite common in South Africa nowadays. There is so much debt in this country as it is and if you are not able to pay it off, this will land you with bad credit.
Criteria to qualify for blacklisted cellphone contracts:
- You need to be over 18 years old
- Been in your current job for over 3 months
- Be earning an income of R3000 or more per month
- Have your own bank account to set up a debit order payment
- You must present a South African ID
The service providers that allow you the use of a cell phone do have bills of their own to pay. Without your payment, they are not able to do so.
Most cellphone service providers in South Africa won’t offer you a contract if you have a bad credit record.
These include providers such as:
- Telkom Mobile
- Virgin Mobile
- Cell C
There is no way that you will be able to carry on utilizing your mobile if you have a contract and you keep missing payments. It will be cut off after a short while of non-payment from your side.
This may also interest you: Online Credit Score Check South Africa
South Africa has Blacklisted Cell Phone Contracts
With the amount of blacklisted cell phone contracts that are around at the moment, companies find it difficult to trust their potential customers. And this is why they have to do so many security checks on you.
Before they can give you a contract linked to one of the service providers.
This is why there are such severe applications that you have to go through in order to get a contract.
Once you do qualify for a cellphone contract, treat this as all other bills that you pay on a monthly basis.
If you find yourself in debt, this might effect all other credit applications that you plan to make use of in the future. So you have to be careful and not miss any payments.
If your phone has been Disconnected
If you discover that your mobile no longer has a connection, this could be the result of non-payment.
There is a reason why you did actually qualify in the first place and it proved to the companies that you could make monthly payments.
If you are in debt and unable to make payments, it will be wise to let the service provider know that you are having problems. And that you are not able to do so for a period of time.
This will hopefully save you from having a bad credit record and will save you from ending up on the blacklist.
Who Offers Cellphone Contracts to Blacklisted People?
So contracts for a cellphone account if you are already blacklisted in South Africa are not as easy to get as you may hope.
You need a service provider that won’t judge you according to a bad credit record. Therefore offer you a contract without going through the regular channels to qualify.
Search on the online classified websites or even in your local newspaper or on noticeboards at supermarkets.
These are often the best channels to get a cell phone contract in South Africa if you are blacklisted.